Physical exams and annual check-ups are very similar, but there are several key differences. A physical exam is much more thorough than a check-up, meaning it will feature more extensive examinations than a check-up. Check-ups are still important to monitor your health for any changes, and they provide an excellent chance to talk with your provider about any health concerns.
Physical exams and check-ups are often treated differently by your insurance as well, so you want to make sure you understand the distinction between the two. Most insurances do not require copays for annual complete physical exams.